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Can You Sue Your Insurance After an Auto Accident?

by

woman calling her insurance where after a car accident

If you get into an accident (specifically one that’s not your fault), your insurance owes you a duty to compensate you for injuries and property damages. However, in many cases, insurance providers fall short on their side of the bargain. Insurance companies will often find ways to deny or underpay claims by: 

  • Contesting the cause of the injuries 
  • Disputing the extent of your injuries, or  
  • Claiming a lack of evidence to establish fault 

Many insurance companies are known for denying claims in bad faith or neglecting to properly investigate a claim before issuing a denial. Further, insurance companies are much more likely to take advantage of claimants who are not represented by a formidable auto accident lawyer. 

If you’ve been involved in an accident and your insurance company denies your claim or makes a lowball offer, you have options. Contact Schrier Law Group at 1-800-700-7285 for your free initial consultation with a proven auto accident lawyer

Why Would You Sue Your Car Insurance After an Auto Accident? 

Car insurance can help to pay for medical bills, property damage, and other expenses in the event of a collision. However, in many cases, insurers make lowball offers, refuse to pay out viable claims, and use bad faith practices when dealing with auto accident claimants. 

The most common reasons to sue your own car insurance company include: 

  • The driver that causes the accident doesn’t have insurance, you have Uninsured and Underinsured Motorist (UM/UIM) coverage, and your insurance refuses to pay your damages or makes a low settlement offer. 
  • The driver that causes the accident doesn’t have adequate insurance to cover your damages, you have Uninsured and Underinsured Motorist (UM/UIM) coverage, so you pursue additional damages through your policy. 

If your insurance company neglects to hold up its end of the bargain, you have options. Working with an experienced auto accident lawyer can drastically improve your odds of getting maximum compensation for your injuries and damages. 

Continue reading to learn more about a recent successful personal injury suit against a major insurance provider in the next section. 

Case Study: Ryan J. Burke v. Hernando Lancheros and VL Auto Transport, Inc.

In 2016, Ryan Burke was heading westbound on the I-4 in Orlando. Suddenly, he was struck by a tractor-trailer (going in the opposite direction) and subsequently collided with a concrete barrier. Seconds later, another westbound vehicle rear-ended Mr. Burke. 

Mr. Burke suffered serious back injuries due to the collision. With the help of his auto accident lawyer, Ryan Burke sued his employer, the driver of the tractor-trailer, the employer of the driver, and his insurer (Horace Mann Property & Casualty Insurance Co.) to recover his underinsured-motorist benefits

Fortunately, he hired a skilled Florida auto accident lawyer to represent him. Mr. Burke’s auto accident lawyer successfully negotiated a settlement north of $6 million. If he didn’t hire a proven auto accident attorney, it’s not as likely that he would have received maximum compensation (especially without going to court). 

Should I Sue My Insurance Company After a Car Accident? 

In most cases, a lawsuit is not necessary. However, it’s recommended that you hire an auto accident lawyer to help you negotiate with your insurer. Insurance companies are notorious for making low-ball offers, denying viable claims, and hindering all attempts to receive maximum compensation for injuries and damages.

An experienced auto accident attorney will ensure that your losses are well-documented, all of your forms are submitted without error, and aggressively fight for the maximum damages you are owed. In the event that your insurer still refuses to pay you fair compensation (even after hiring a lawyer), your auto accident lawyer can file suit. 

Further, an attorney can play an instrumental role in pursuing damages from all parties involved in the collision. Attempting to recover damages from multiple parties is generally a complex task reserved for the most skilled personal injury attorneys. 

Contact The Best Auto Accident Lawyer in Florida Today

Our auto accident lawyers at Schrier Law Group let our results speak for themselves. To date, we’ve recovered more than $500 million for accident victims in Florida. We take pride in standing up to the insurance companies, asserting our client’s rights, and pursuing maximum compensation for every client. 

If you’ve been injured in a car accident due to no fault of your own, it’s in your best interest to consult with the best auto accident lawyer for your circumstances. Negotiating with insurers on your own can lead to: 

  • Delayed settlements 
  • Denied claims 
  • Low-ball offers

Contact Paul today at 1-800-700-PAUL for your free initial consultation with a proven Florida personal injury lawyer. 

Read Our Reviews

Schrier Law Group is rated 5 out of 5.0 stars based on 22 review(s).

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My name is David and I’ve been represented by mr. Schrier law firm twice in my life and I got nothing more then good things to say about them they are very professional and they really Take their clients I really recommend them every time I called them they were always there for me especially the attorney he’s very professional and he got me the money did I deserve by representing me and fighting for me I will use their services again them no questions asked if I ever need them to me they are the best God bless them all

David Cuello

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The firm is super professional and handled my husbands vas amazingly. I should refer them to some in need of an attitude.

Isabel Sabrina De Ramirez

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The Schrier Law Group are hands down the best and should be your go to for all your legal troubles. They are such professionals; efficient, persistent and don’t take no for an answer. Thank you so much Chatriece, Geissie, Paul & everyone at Schrier Law Group for your patience and making my win possible!

Marika Ford

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Shrier Law Group extremely thorough. A really caring Law Firm. My previous lawyer sat on my case for 2 years did nothing with it by chance came across Mr Paul schreier firm and explaining my case he noticed I was not hopeful but he was able to encoirage me and was able to resolve my case within a year I'm so grateful for Mr Paul Schrier and Mrs Chatrice. They go above and beyond. 20⭐

West Jean

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I must say that Mr. Schrier was there when we needed immediate advice after my wife got rear-ended by an unlicensed speeding lunatic. We called a handful of attorneys in our area, but after waiting 2- 5 days they would drop her case. We found Mr Schrier online and he explained the pros/cons and he took the case. We waited patiently, and in time he was able to tracked down the actual owners of the car and get their auto insurance info!

Gerard Avalos

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The firm pays close attention to locating every possible insurer liable for my injuries. They return my calls in 24-48 hours. Friendly staff who care.

Mr K

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Attention to detail with the different insurance coverages. Returned my phone calls, which is very important.

David Kuczenski

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This is one of the best law office in Miami come in and check them out great people

Rowdy Martinez

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Best attorney in South Florida

Fefe Alex

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Was a wonderful experience getting through a tough process!

Edward Pawley

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Both my wife and I feel grateful for the treatment and the professionalism of the staff. Maritza is great doing her job. It is the second time that I request your services and we are pleased and grateful. Many blessings to this Law Firm

Reynier Perez

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Awesome wonderful patient Intelligent thoughtful Paul is the best

Theresa Caprice Caprioli

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Thank you so much for going above and beyond what I had ever anticipated. It was truly a pleasure to work with you all, especially Chatrice. I will most definitely refer The Schrier Law Group to my family and friends.

Cat Breen

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The Schrier LG is an excellent firm! They accepted my case, provided me with all the procedural information, maintained a high level of professionalism while showing kindness and care. The doctor's office that they suggested is another group of kind and considerate individuals, dedicated to my full recovery. I would recommend the Schrier Group to friends, just as they were recommended to me. I am happy with my settlement and very pleased with the attention and diligence of the group as a whole. Thank you again!

Michaela Davis

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Mr. Paul Schrier is by far the best attorney for the job! He is very responsive, knowledgeable, and very efficient. Despite my very busy schedule, he kept me informed throughout the process. I am very please with the outcome of my case. The customer service I received from the entire team has been amazing! Thank you all so much!

Ms. Jean

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Not only did I get a phenomenal attorney to represent me in my case, but I also got a step by step education on how the legal process actually worked. I was encouraged to ask questions and be an informed client. I was never treated like a case. I truly felt like the advice and recommendations he gave to me would have been the same he would have pursued if he were the client. That was important to me. I needed to work with an attorney I could trust with my best interest in mind...and that is what I got with Paul Schrier.

Juan Rodriquez

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I was involved in an auto accident in January 2016. We decided to contact Paul K. Schrier, PLLC for legal advice. He never got annoyed with me calling to ask questions, which was quite often. We have finally reached the final stages of this case, which they handled very well, and have come to a settlement. I highly recommend the Florida personal injury attorneys at The Law Offices of Paul K. Schrier, PLLC, especially Paul K. Schrier to any one who needs a personal injury attorney. Thank you very much Paul for everything you have done do me.

Martin Tyler

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I called to ask some question about a car accident I was in. I spoke to Paul who was very helpful, honest and professional. It seems that he really care about clients. I appreciate all that Paul did and would certainly recommend to anyone who needs an attorney.

Mark Anderson

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Best attorney around , I went through a lot of different ones before finding his law firm very professional and they make sure you get paid what you deserve, highly recommend.

Braulio Duran

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Thank Paul for everything your personal injury law firm has done for my case as well as my daughter. Thanks for all the hard work and attention. Thanks again!

Maria Jaz

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Schrier Law Group is the best.

Chatrice Telfort

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Great job! I loved working with Paul.

Paige