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How Long Does It Take to Get a Settlement Check After a Florida Car Accident?


Upset man sitting on road after car crash waiting police.

Suppose you have successfully settled your Florida car accident lawsuit or a judge awarded you damages at trial.

In the meantime, your medical bills have been mounting, and you may have been putting off replacing your car pending the settlement. The next question for your Florida car accident lawyer is how long it will take to get your settlement check.

You can expect to wait about four to six weeks to receive your personal injury settlement check in Florida once you sign the release and your car accident lawyer sends it to the other party. But there are a few factors that could impact the timing of your settlement.

How Long Does It Take to Get the Settlement Money from a Florida Car Accident Claim?

How long you will wait for your settlement depends on how clear-cut your case is and how strong the evidence is in your favor. Defendants who can easily be proven wrong are usually anxious to settle as fast as possible. If your car accident lawyer can settle the claim out of court, the process will be much faster than going through a trial.

The amount of your settlement can also affect the time it takes to get your money. Large settlements — usually over seven figures — often require the insurance company to review the settlement agreement or judge’s verdict before releasing the funds.

How Long Does the Other Party’s Insurance Company Have to Pay a Car Accident Claim in Florida?

If your car accident case involves a personal injury protection (PIP) claim, your insurance company must investigate the case within 10 days of the accident. Once the insurance company opens the accident file, it must conclude the investigation and determine a settlement amount (if any) within 90 days, per Florida Statute 627.736.

Sometimes, damage and expenses far exceed the $10,000 coverage many Florida drivers carry. For example, replacing a totaled car will likely cost more than $10,000.

Medical bills are usually very high after a serious car accident injury, especially those that require a hospital stay. One or two days in the hospital could easily exceed the minimum PIP coverage.

In some cases, the settlement may take longer to conclude because your car accident lawyer is waiting for your doctor to declare that you have reached the maximum medical improvement (MMI) from your injuries.

Reaching the MIM allows your attorney to place a more accurate value on your claim.

You’re entitled to compensation for all your medical costs, so if you require additional surgery or months of physical therapy to recover, your case may take longer to settle.

Signing a Personal Injury Claim Settlement Release

Once both parties agree on a settlement amount or the trial is over, the next step is for the plaintiff to sign a personal injury settlement claim release. This document protects the defendant against further legal action from you, the victim, for the incident in question.

Be careful about signing anything from the other party’s insurance company. The company will likely send the release to your car accident lawyer, but it may send the form directly to you. Always have your attorney review anything the other party wants you to sign.

Once you sign the release, the insurance company will review the claim and the form. Then, it will release the funds, sending a check either to your car accident lawyer or directly to you.

If the lawyer receives the check, they might place it into an escrow account and deduct their legal fees according to your contract. Most personal injury attorneys work on a contingency basis and get paid after the case’s conclusion.

The remainder of the check will be sent to you so that you can pay your medical bills, repay any settlement loan you have taken, and replace your vehicle.

If it has been longer than six weeks since your case concluded and you still don’t have your money, contact your lawyer immediately so that they can find out what the delay is.

Do You Need a Florida Car Accident Lawyer?

If you’ve been injured in a car accident and suffered injuries and damage to your vehicle, we can help.

Schrier Law Group is an experienced car accident lawyer team that fights hard to protect your interests after you’ve been hurt. We take on insurance companies on your behalf and negotiate for the maximum settlement for your injuries. Contact us today for a free consultation about your case.

Read Our Reviews

Schrier Law Group is rated 5 out of 5.0 stars based on 22 review(s).


My name is David and I’ve been represented by mr. Schrier law firm twice in my life and I got nothing more then good things to say about them they are very professional and they really Take their clients I really recommend them every time I called them they were always there for me especially the attorney he’s very professional and he got me the money did I deserve by representing me and fighting for me I will use their services again them no questions asked if I ever need them to me they are the best God bless them all

David Cuello


The firm is super professional and handled my husbands vas amazingly. I should refer them to some in need of an attitude.

Isabel Sabrina De Ramirez


The Schrier Law Group are hands down the best and should be your go to for all your legal troubles. They are such professionals; efficient, persistent and don’t take no for an answer. Thank you so much Chatriece, Geissie, Paul & everyone at Schrier Law Group for your patience and making my win possible!

Marika Ford


Shrier Law Group extremely thorough. A really caring Law Firm. My previous lawyer sat on my case for 2 years did nothing with it by chance came across Mr Paul schreier firm and explaining my case he noticed I was not hopeful but he was able to encoirage me and was able to resolve my case within a year I'm so grateful for Mr Paul Schrier and Mrs Chatrice. They go above and beyond. 20⭐

West Jean


I must say that Mr. Schrier was there when we needed immediate advice after my wife got rear-ended by an unlicensed speeding lunatic. We called a handful of attorneys in our area, but after waiting 2- 5 days they would drop her case. We found Mr Schrier online and he explained the pros/cons and he took the case. We waited patiently, and in time he was able to tracked down the actual owners of the car and get their auto insurance info!

Gerard Avalos


The firm pays close attention to locating every possible insurer liable for my injuries. They return my calls in 24-48 hours. Friendly staff who care.

Mr K


Attention to detail with the different insurance coverages. Returned my phone calls, which is very important.

David Kuczenski


This is one of the best law office in Miami come in and check them out great people

Rowdy Martinez


Best attorney in South Florida

Fefe Alex


Was a wonderful experience getting through a tough process!

Edward Pawley


Both my wife and I feel grateful for the treatment and the professionalism of the staff. Maritza is great doing her job. It is the second time that I request your services and we are pleased and grateful. Many blessings to this Law Firm

Reynier Perez


Awesome wonderful patient Intelligent thoughtful Paul is the best

Theresa Caprice Caprioli


Thank you so much for going above and beyond what I had ever anticipated. It was truly a pleasure to work with you all, especially Chatrice. I will most definitely refer The Schrier Law Group to my family and friends.

Cat Breen


The Schrier LG is an excellent firm! They accepted my case, provided me with all the procedural information, maintained a high level of professionalism while showing kindness and care. The doctor's office that they suggested is another group of kind and considerate individuals, dedicated to my full recovery. I would recommend the Schrier Group to friends, just as they were recommended to me. I am happy with my settlement and very pleased with the attention and diligence of the group as a whole. Thank you again!

Michaela Davis


Mr. Paul Schrier is by far the best attorney for the job! He is very responsive, knowledgeable, and very efficient. Despite my very busy schedule, he kept me informed throughout the process. I am very please with the outcome of my case. The customer service I received from the entire team has been amazing! Thank you all so much!

Ms. Jean


Not only did I get a phenomenal attorney to represent me in my case, but I also got a step by step education on how the legal process actually worked. I was encouraged to ask questions and be an informed client. I was never treated like a case. I truly felt like the advice and recommendations he gave to me would have been the same he would have pursued if he were the client. That was important to me. I needed to work with an attorney I could trust with my best interest in mind...and that is what I got with Paul Schrier.

Juan Rodriquez


I was involved in an auto accident in January 2016. We decided to contact Paul K. Schrier, PLLC for legal advice. He never got annoyed with me calling to ask questions, which was quite often. We have finally reached the final stages of this case, which they handled very well, and have come to a settlement. I highly recommend the Florida personal injury attorneys at The Law Offices of Paul K. Schrier, PLLC, especially Paul K. Schrier to any one who needs a personal injury attorney. Thank you very much Paul for everything you have done do me.

Martin Tyler


I called to ask some question about a car accident I was in. I spoke to Paul who was very helpful, honest and professional. It seems that he really care about clients. I appreciate all that Paul did and would certainly recommend to anyone who needs an attorney.

Mark Anderson


Best attorney around , I went through a lot of different ones before finding his law firm very professional and they make sure you get paid what you deserve, highly recommend.

Braulio Duran


Thank Paul for everything your personal injury law firm has done for my case as well as my daughter. Thanks for all the hard work and attention. Thanks again!

Maria Jaz


Schrier Law Group is the best.

Chatrice Telfort


Great job! I loved working with Paul.