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What Happens if You Reject a Settlement Offer?


FLorida personal injury lawyer going through a settlement that was rejected by their client

Rejecting a personal injury settlement offer can lead to different outcomes, depending on the facts of your case. For starters, you should be aware that after rejecting a settlement offer, it’s not always a guarantee that the insurance company will make another offer. 

That’s especially true if they think their offer is fair, and your personal injury lawyer hasn’t convinced them otherwise. However, if the insurer is unwilling to budge on their offer, you have the right to file a personal injury lawsuit. 

It’s important to note that you don’t have to accept lowball offers. Working with a skilled personal injury lawyer can help persuade insurers to increase their offer or increase your chances of success at trial. 

This article discusses what happens if you reject a personal injury settlement offer and what to expect. Contact Schrier Law Group today to learn how we can help negotiate the best possible outcome for you. Continue reading to learn more. 

Should You Accept The First Settlement Offer? 

Generally, it’s not a good idea to accept the first settlement offer. That’s because most insurers fully expect to engage in some form of negotiation until a settlement agreement is reached. That means that their first offer is likely their worst. 

Accepting the first offer may seem like the best solution to immediate money problems. However, in the long run, you may find that the total value of your claim far surpasses the amount they initially offered. 

It’s common practice for insurers to make quick and lowball offers to people who desperately need the money. They are counting on your need for immediate money to discourage you from making a counteroffer or rejecting the offer. However, once you accept a settlement, you lose all rights to pursue additional damages in the future. 

In most cases, it’s recommended that you involve your personal injury lawyer in negotiations as soon as possible. They will assist you in valuing your claim and negotiating nothing less than maximum compensation. 

How Do I Reject a Low Settlement Offer? 

It’s not enough to reject a personal injury settlement offer. You and your personal injury attorney must make a compelling counteroffer. Insurance companies can decline or accept the offer. Sometimes, insurers pressure personal injury victims to take their offer or leave it. 

Unfortunately, many personal injury claimants feel like they have no other option, so they accept low offers. However, that couldn’t be further from the truth. Continue reading to learn when to file a personal injury lawsuit in Florida. 

When to File a Personal Injury Lawsuit in Florida 

Insurance settlement negotiations can fail for various reasons. Regardless of why you can’t agree with the insurance company, you still have the option to take your case to court. However, you should know that there is a time limit. 

In Florida, the statute of limitations for filing a personal injury suit (in most cases) is four years from the date of the accident. Claims filed outside of the personal injury statute of limitations are automatically denied. Further, the longer you wait to file a lawsuit, the less likely you are to present a solid case and get maximum compensation. 

What to Expect After Filing a Lawsuit

Filing a lawsuit doesn’t always mean that a judge or jury will decide your case. In many cases, the mere act of filing suit persuades insurers to increase their settlement offer during pretrial. 

If they dig in and refuse to budge, your personal injury lawyer can inform you of the strength of your case and the likelihood of success. If you decide to move forward, you can expect the entire process to take many months or even years to conclude. 

However, the actual trial usually takes a few days or weeks. Taking an insurance company to court is a big decision with significant implications. An experienced personal injury lawyer can: 

  • Help determine the value of your case
  • Negotiate with insurers to avoid going to trial 
  • Advise you of when to accept or reject offers 
  • Represent you in court if necessary

Learn how the personal injury attorneys at Schrier Law Group can help you below.  

Contact an Experienced Personal Injury Lawyer Today

If you’ve suffered injuries due to the negligence of another person or entity, it’s in your best interest to consult with a proven attorney for personal injury cases in Florida. 

The personal injury lawyers at Schrier Law Group have recovered more than $500 million in personal injury settlements. We’re confident that we can obtain the best possible outcome for you as well. Contact us today at 1-800-700-7285 for a free consultation

Read Our Reviews

Schrier Law Group is rated 5 out of 5.0 stars based on 22 review(s).


My name is David and I’ve been represented by mr. Schrier law firm twice in my life and I got nothing more then good things to say about them they are very professional and they really Take their clients I really recommend them every time I called them they were always there for me especially the attorney he’s very professional and he got me the money did I deserve by representing me and fighting for me I will use their services again them no questions asked if I ever need them to me they are the best God bless them all

David Cuello


The firm is super professional and handled my husbands vas amazingly. I should refer them to some in need of an attitude.

Isabel Sabrina De Ramirez


The Schrier Law Group are hands down the best and should be your go to for all your legal troubles. They are such professionals; efficient, persistent and don’t take no for an answer. Thank you so much Chatriece, Geissie, Paul & everyone at Schrier Law Group for your patience and making my win possible!

Marika Ford


Shrier Law Group extremely thorough. A really caring Law Firm. My previous lawyer sat on my case for 2 years did nothing with it by chance came across Mr Paul schreier firm and explaining my case he noticed I was not hopeful but he was able to encoirage me and was able to resolve my case within a year I'm so grateful for Mr Paul Schrier and Mrs Chatrice. They go above and beyond. 20⭐

West Jean


I must say that Mr. Schrier was there when we needed immediate advice after my wife got rear-ended by an unlicensed speeding lunatic. We called a handful of attorneys in our area, but after waiting 2- 5 days they would drop her case. We found Mr Schrier online and he explained the pros/cons and he took the case. We waited patiently, and in time he was able to tracked down the actual owners of the car and get their auto insurance info!

Gerard Avalos


The firm pays close attention to locating every possible insurer liable for my injuries. They return my calls in 24-48 hours. Friendly staff who care.

Mr K


Attention to detail with the different insurance coverages. Returned my phone calls, which is very important.

David Kuczenski


I was involved in an auto accident in January 2016. We decided to contact Paul K. Schrier, PLLC for legal advice. He never got annoyed with me calling to ask questions, which was quite often. We have finally reached the final stages of this case, which they handled very well, and have come to a settlement. I highly recommend the Florida personal injury attorneys at The Law Offices of Paul K. Schrier, PLLC, especially Paul K. Schrier to any one who needs a personal injury attorney. Thank you very much Paul for everything you have done do me.

Martin Tyler


I called to ask some question about a car accident I was in. I spoke to Paul who was very helpful, honest and professional. It seems that he really care about clients. I appreciate all that Paul did and would certainly recommend to anyone who needs an attorney.

Mark Anderson


Best attorney around , I went through a lot of different ones before finding his law firm very professional and they make sure you get paid what you deserve, highly recommend.

Braulio Duran


Thank Paul for everything your personal injury law firm has done for my case as well as my daughter. Thanks for all the hard work and attention. Thanks again!

Maria Jaz


This is one of the best law office in Miami come in and check them out great people

Rowdy Martinez


Best attorney in South Florida

Fefe Alex


Was a wonderful experience getting through a tough process!

Edward Pawley


Both my wife and I feel grateful for the treatment and the professionalism of the staff. Maritza is great doing her job. It is the second time that I request your services and we are pleased and grateful. Many blessings to this Law Firm

Reynier Perez


Awesome wonderful patient Intelligent thoughtful Paul is the best

Theresa Caprice Caprioli


Thank you so much for going above and beyond what I had ever anticipated. It was truly a pleasure to work with you all, especially Chatrice. I will most definitely refer The Schrier Law Group to my family and friends.

Cat Breen


The Schrier LG is an excellent firm! They accepted my case, provided me with all the procedural information, maintained a high level of professionalism while showing kindness and care. The doctor's office that they suggested is another group of kind and considerate individuals, dedicated to my full recovery. I would recommend the Schrier Group to friends, just as they were recommended to me. I am happy with my settlement and very pleased with the attention and diligence of the group as a whole. Thank you again!

Michaela Davis


Mr. Paul Schrier is by far the best attorney for the job! He is very responsive, knowledgeable, and very efficient. Despite my very busy schedule, he kept me informed throughout the process. I am very please with the outcome of my case. The customer service I received from the entire team has been amazing! Thank you all so much!

Ms. Jean


Not only did I get a phenomenal attorney to represent me in my case, but I also got a step by step education on how the legal process actually worked. I was encouraged to ask questions and be an informed client. I was never treated like a case. I truly felt like the advice and recommendations he gave to me would have been the same he would have pursued if he were the client. That was important to me. I needed to work with an attorney I could trust with my best interest in mind...and that is what I got with Paul Schrier.

Juan Rodriquez


Schrier Law Group is the best.

Chatrice Telfort


Great job! I loved working with Paul.